We hope you had an enjoyable and restful break over the Easter and ANZAC Day holidays.
In April, the Reserve Bank of New Zealand lowered the Official Cash Rate (OCR) by 25 basis points as expected. All four major banks followed with rate cuts about a week later. Further rate reductions—possibly...
Summary
March was an active month across the board. We saw a notable rise in mortgage applications, particularly from investors preparing to re-enter the property market. At the same time, lending turnaround times at the major banks have slowed, reflecting a clear increase in buyer demand.
This uptick...
In recent weeks, global financial markets have been experiencing fluctuations due to a mix of economic and geopolitical factors. Many investors, including KiwiSaver account holders and managed fund participants, may feel concerned about the impact of th...
In February, the Reserve Bank of New Zealand lowered the OCR to 3.75%, mainly because inflation remains within the central bank’s target, currently at 2.2%.
The central bank aims to use this reduction in OCR to gradually support economic recovery. Although the unemployment rate is still high, i...
The Heart Foundation has released updated advice based on the latest research, and the findings may surprise you. While moderate drinking was once considered safe, new evidence shows that any amount of alcohol increases the risk of heart disease.
From the data of the company in January, the number of customers buying investment properties and those taking out loans to purchase businesses are gradually increasing. This is because interest rates are slowly decreasing, and many investors are hoping to buy suitable investment proper...
As Christmas approaches, the team at NZ Pathfinder Mortgage would like to wish you all a Merry Christmas and Happy New Year in advance. We will be closed from 24/12/2024 and will resume work on January 6.
On November 27, the Reserve Bank reduced the OCR (Official Cash Rate) by 50 b...
Due to the United States lowering its benchmark interest rate by 50 basis points in September, the NZ Reserve Bank also reduced the OCR by 50 basis points as expected on 09 October. The four major banks sequentially lowered their loan interest rates in October. More importantly, all fou...
As we welcome the Year of the Snake in 2025, the team at New Zealand Pathfinder Limited would like to express our heartfelt gratitude to our valued clients. Your trust in us as your financial advisors has been the cornerstone of our success, and it is a privilege to help you protect what matters mos...
As the year comes to an end, we at New ZealandPathfinder Limited want to extend our heartfelt gratitude to you, our valued clients, for trusting us to safeguard what matters most to you.
2024 has been a year of growth, reflection, and resilience. Whether it was helping you protect your loved ones, s...
Improving your health doesn’t have to mean a complete overhaul of your eating habits. Instead, begin with a simple change—breakfast.
Making drastic changes to your diet can feel overwhelming, but rethinking what healthy looks like and starting with small, manageable steps can make all the difference....
Financial planning often focuses on the exciting stuff: building wealth, managing retirement funds, and investing. But there's an important part of the conversation that’s often missed—what happens if life throws you an unexpected curveball? Making sure you’re covered for the ‘what ifs’ is just as c...
September passed quickly. And the biggest news in this month was the U.S. central bank cut the interest rate by more than expected. US Federal Reserve cut 0.5% to a range of 4.75%-5% amid decelerating inflation and slightly softer labour market date.
Prior to the US central bank’s r...
AIA believe in not just protecting lives, but improving them every day. They are dedicated to helping New Zealanders live Healthier, Longer, Better lives, and now they’re making it easier for you to protect what matters most—your family, lifestyle, and financial wellbeing.
As New Zealand’s leading li...
On 14th of Aug, the Reserve Bank reduced the OCR from 5.5% to 5.25%. In response, the four main banks also reduced the home loan rates, currently home loan rate for 6 months has not changed significantly, banks have lowered home loan rates for other terms. Banks also reduced the test rate, so ...
Eating healthy isn’t just about focusing on one food group or specific nutrients. It’s about the overall quality and quantity of everything you eat. A diet high in salt can significantly increase blood pressure and is closely linked to cardiovascular disease and stroke.
Here’s what you need to know a...
In July, 4 main banks started to reduce the loan interest rates. Although the reduction is not substantial, but the frequency of cuts is increasing rapidly. That means the central bank may lower the OCR in November this year.
Also, NZ Government amended the CCCFA policy, Lenders will have more flexib...
Plenty of medical assumptions have been passed down through generations, but not all of them are true. As science advances and new discoveries are made, misunderstandings are quashed, and new information becomes known.
Here are the key points to understand about eating before bed and its impact...
We understand that times are tough, and that’s why nib is stepping up to make health coverage easier for you. For a limited time, when you sign up with nib on an Easy Health, Ultimate Health Max, or Ultimate Health policy, you’ll enjoy 3 months of free premiums after payin...
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