Compliance Information

Welcome

At New Zealand Pathfinder Financial Services, our commitment to integrity and transparency underpins everything we do. We proudly operate under two Financial Advice Provider (FAP) licenses:

New Zealand Pathfinder Limited

NZ Financial Services Group Limited

Each FAP license adheres to distinct disclosure obligations, privacy protections, and complaint procedures.

FAP Disclosures

General Disclosures

Regulatory Compliance

We strictly adhere to all relevant New Zealand laws and regulations, including the Financial Markets Conduct Act 2013 and its associated rules.

Services Offered

Our professional services encompass:

Mortgage Advice: Comprehensive assistance tailored to your home financing needs.
Personal Risk Insurance Advice: Customized recommendations to help safeguard you and your family.
General KiwiSaver Advice: Limited to two selected providers, clearly outlined prior to engagement to ensure transparency and suitability.

KiwiSaver Fund Performance

KiwiSaver funds inherently involve risks, and past performance does not indicate future results. We do not guarantee outcomes or returns from our general KiwiSaver advice.

Exclusions

We do not provide investment, financial planning, legal, or tax advice. For specific concerns in these areas, please consult a qualified professional.

Limitation of Liability

Our liability is limited to the fullest extent permitted by law. We disclaim any implied warranties beyond what the law requires.

Intellectual Property

All website content—including text, graphics, logos, and images—is the property of New Zealand Pathfinder Ltd or licensed accordingly. Unauthorized use is strictly prohibited.

Updates and Amendments

We regularly update this page to reflect changes in regulatory obligations or our internal policies. Changes are effective immediately upon publication on our website.

Contact Information

We're here to answer your questions or address your concerns:

Address: 2/11 Leslie Hills Drive, Riccarton, Christchurch 8011
Phone: 03 385 8197
Email: support@nzpf.co.nz

We value your trust and strive to keep you well-informed about our services and your rights as our client.

Last Updated: 15/03/2025

This compliance information provides general guidance and should not be construed as legal or financial advice. Please seek professional consultation for your specific situation.