Blogs

Life Insurance for 'Just in Case' Moments

Financial planning often focuses on the exciting stuff: building wealth, managing retirement funds, and investing. But there's an important part of the conversation that’s often missed—what happens if life throws you an unexpected curveball? Making sure you’re covered for the ‘what ifs’ is just as c...

01/11/2024 08:00:00 - Comment(s)
Monthly Report for September 2024

September passed quickly. And the biggest news in this month was the U.S. central bank cut the interest rate by more than expected.  US Federal Reserve cut 0.5% to a range of 4.75%-5% amid decelerating inflation and slightly softer labour market date. 

 

Prior to the US central bank’s r...

09/10/2024 14:06:31 - Comment(s)
AIA's 3 Months Free Insurance Offer

AIA believe in not just protecting lives, but improving them every day. They are dedicated to helping New Zealanders live Healthier, Longer, Better lives, and now they’re making it easier for you to protect what matters most—your family, lifestyle, and financial wellbeing.


As New Zealand’s leading li...

01/10/2024 08:00:00 - Comment(s)
Monthly Report for August 2024

On 14th of Aug, the Reserve Bank reduced the OCR from 5.5% to 5.25%.  In response, the four main banks also reduced the home loan rates, currently home loan rate for 6 months has not changed significantly, banks have lowered home loan rates for other terms. Banks also reduced the test rate, so ...

04/09/2024 14:52:34 - Comment(s)
Understanding the Impact of Salt on Your Health

Eating healthy isn’t just about focusing on one food group or specific nutrients. It’s about the overall quality and quantity of everything you eat. A diet high in salt can significantly increase blood pressure and is closely linked to cardiovascular disease and stroke.


Here’s what you need to know a...

03/09/2024 10:10:27 - Comment(s)
Monthly Report for July 2024

In July, 4 main banks started to reduce the loan interest rates. Although the reduction is not substantial, but the frequency of cuts is increasing rapidly. That means the central bank may lower the OCR in November this year.


Also, NZ Government amended the CCCFA policy, Lenders will have more flexib...

06/08/2024 10:42:05 - Comment(s)
Debunking the Eating Before Bed Myth

Plenty of medical assumptions have been passed down through generations, but not all of them are true. As science advances and new discoveries are made, misunderstandings are quashed, and new information becomes known.

 

Here are the key points to understand about eating before bed and its impact...

01/08/2024 08:00:00 - Comment(s)
3 Months Free, Limited Time Offer from NIB

We understand that times are tough, and that’s why nib is stepping up to make health coverage easier for you. For a limited time, when you sign up with nib on an Easy Health, Ultimate Health Max, or Ultimate Health policy, you’ll enjoy 3 months of free premiums after payin...

09/07/2024 11:42:33 - Comment(s)
Monthly Report for June 2024

Summary

 

Due to weaker-than-expected data in the New Zealand real estate market in May, ANZ has revised down their forecast for this year's house price growth to 1%, from the previous expectation of 3%. After seasonal adjustments, the REINZ House Price Index decreased by 0.4% in May, with major ...

09/07/2024 11:01:24 - Comment(s)
Monthly Report for May 2024

Summary

 

The central bank and the government introduced several policies in May that will have a significant impact on the housing market.


The first one is the government's announcement to cancel the first home grant provided by Kainga Ora. This policy change may have a significant impact on many...

11/06/2024 13:27:46 - Comment(s)
Heart-Healthy Eating: Fuelling Your Well-being

Maintaining a healthy heart starts with what we put on our plates. Food plays a crucial role in managing heart health, influencing factors like blood pressure, cholesterol levels, and weight management. But beyond its physiological impact, food serves as a source of comfort, joy, and connection.

...

01/06/2024 08:00:00 - Comment(s)
Monthly Report for April 2024

Summary

Currently, the Reserve Bank of New Zealand is maintaining the OCR at 5.5%. New Zealand's economy is experiencing a very slow growth, with rising unemployment rate, yet prices have not fallen as expected. The inflation rate is more stubborn than expected. More and more borrowers are feeling th...

03/05/2024 16:05:52 - Comment(s)
Finding Your Fit: Tailoring Exercise to Your Personality

Discovering the Right Workout Routine for Your Lifestyle

 

In the quest for fitness, the journey often begins with the question: Where do I start? With myriad exercise options available, from running to gym sessions to online tutorials, the choices can seem overwhelming. However, the key to succe...

01/05/2024 08:00:00 - Comment(s)
House market summary for March 2024


March is quickly coming to the end, I hope everyone will have a good rest during the easter holiday and stay safe. 

In March, ANZ, ASB and BNZ lowered their home loan rates.  This indicates the economy is slowing down under higher home loan rates. 

Few large companies also are restructu...

04/04/2024 12:01:52 - Comment(s)
Empowering Cancer Prevention: Understanding Risks and Taking Action

Cancer remains a formidable opponent, claiming lives and challenging communities worldwide. Despite its pervasive impact, many cases are preventable through informed lifestyle choices and proactive measures. Let's explore som...

01/04/2024 08:00:00 - Comment(s)
Unlock Great Savings with AIA's Premium Protection Plan

Exciting news for all! AIA is extending its offer of One Month's Premium Free, helping you safeguard more New Zealanders while promoting healthier, longer, and better lives. With savings of up to 31% across the first year, protecting your loved ones has never been easier!

 

Here's how it works:

...

15/03/2024 16:01:53 - Comment(s)
Mental Health

Mental health conditions affect a significant portion of the population each year, with 19% of adults, 46% of teenagers, and 13% of children experiencing these challenges. It's important to recognize that individuals dealing with mental health issues may be closer to you than you realize.

 

Menta...

01/03/2024 15:25:04 - Comment(s)
Celebrate Lunar New Year with NZ-PF Team

As we usher in the auspicious Year of the Dragon, NZ-PF Team extends heartfelt wishes to all celebrating Lunar New Year! This joyous occasion symbolizes new beginnings, prosperity, and familial bonds.

 

At NZPF, we understand the importance of safeguarding what matters most to you. As you gather ...

10/02/2024 08:00:00 - Comment(s)
Free Health Insurance for Your Little Ones

Great news for families considering health insurance!

 

NIB is offering an exclusive deal for new members until February 29, 2024. For every adult covered under the new Ultimate Health, Ultimate Health Max, or Easy Health policy, one child (under 21 years old) will receive an entire year of free ...

01/02/2024 08:00:00 - Comment(s)
A Joyful Start to 2024

As we bid farewell to the year gone by and step into the promise of 2024, we want to extend the warmest wishes to our valued clients. The start of a new year is not just a date on the calendar; it's a symbol of fresh opportunities, growth, and the chance to continue our journey together.

 

In the...

03/01/2024 08:00:00 - Comment(s)