AIA believe in not just protecting lives, but improving them every day. They are dedicated to helping New Zealanders live Healthier, Longer, Better lives, and now they’re making it easier for you to protect what matters most—your family, lifestyle, and financial wellbeing.

As New Zealand’s leading life insurer, AIA is offering both new and existing customers an incredible deal—up to three months of free insurance on eligible health, trauma, income protection, and life policies. This is a great opportunity to save while securing peace of mind for life’s unexpected events.

Here’s How You Can Get Up to 3 Months of Free Insurance:

• 1st Month Free: Purchase any eligible insurance policy by 22 November 2024 and receive your first month’s premium free.
• 2nd Month Free: Add and activate an AIA Vitality membership within six weeks to unlock your second month of free insurance.
• 3rd Month Free: Reach Silver Status with AIA Vitality within 10 months and enjoy your third month of free premiums.

AIA Vitality is a science-backed health and wellness program designed to reward you for making healthy lifestyle choices. By simply engaging with AIA Vitality, you can save on insurance while boosting your overall health.

Take advantage of this limited-time offer and secure your family’s future while embracing a healthier lifestyle. Terms and conditions apply.

We understand that times are tough, and that’s why nib is stepping up to make health coverage easier for you. For a limited time, when you sign up with nib on an Easy Health, Ultimate Health Max, or Ultimate Health policy, you’ll enjoy 3 months of free premiums after paying for your first month*.

To take advantage of this offer, simply sign up through nibAPPLY or the Fidelity Life E-App before September 30, 2024. This promotion is a fantastic opportunity for you to secure comprehensive health coverage without the immediate financial burden.

But the benefits don’t stop there. Fidelity Life, the largest New Zealand-owned and operated life insurer, is also offering 3 months of free premiums* on new life insurance policies. This makes it the perfect time to bundle health and life insurance, providing you with extensive protection and significant savings at the same time.

Accessing both nib’s and Fidelity Life’s 3 Months Free* offers has never been easier, thanks to the streamlined process available through the Fidelity Life E-App.

These promotions are designed to help you embrace life with the peace of mind that comes from knowing you have robust coverage, all while enjoying substantial savings. Don’t miss out on these limited-time offers.

*Terms and conditions apply.

Here's how it works:

One Month's Premium Free: Secure one month's premium free by applying for an eligible AIA policy between January 15th and May 17th, 2024, and having the policy issued by June 17th, 2024.

Multi-Benefit Discount: Purchase two or more eligible insurance policies with AIA to access premium discounts.

AIA Vitality: Enhance your coverage with AIA Vitality and enjoy an initial 10% premium discount on eligible policies.

Don't miss out on these incredible savings! Take advantage of AIA's Premium Protection Plan today and secure your financial future while prioritizing your well-being. Terms and conditions apply.

Great news for families considering health insurance!

NIB is offering an exclusive deal for new members until February 29, 2024. For every adult covered under the new Ultimate Health, Ultimate Health Max, or Easy Health policy, one child (under 21 years old) will receive an entire year of free health insurance.

It's a fantastic opportunity for families to prioritize their loved ones' well-being. To qualify, the insured adult's coverage must remain active throughout the free period. If the adult's cover ends but the policy isn't cancelled, the child will transition seamlessly to the standard premium rates.

Don't miss out on this limited-time offer – invest in your family's health today! Secure their future with nib's Ultimate Health plans and ensure 12 months of worry-free health coverage for your little ones. Act fast before this special deal expires!

The holiday season is fast approaching, and it's astonishing how swiftly this year has passed. In the midst of the holiday hustle and bustle, it's crucial to check if you have the protection you need.

Chubb Life has introduced some exciting developments that can benefit you:

Improved Lifetime Reward:

Chubb has removed medical loadings and exclusions criteria from its 10% Lifetime Reward. This makes the discount more accessible and ensures it lasts throughout the policy's duration.

Free Coverage:

You can now enjoy two months of FREE coverage on Assurance Extra and Assurance Extra Business policies.

Multi-benefit Discounts:

Chubb enhanced Multi-benefit discount campaign offers potential discounts of up to 15% on multiple coverage types.

By combining these campaigns, you could enjoy premium reductions of up to 33% in your first year. What's noteworthy is that these benefits apply throughout the entire first year, ensuring substantial savings.

With Chubb Life, this festive season can be both merry and secure.

When it comes to securing your future, AIA has taken a giant leap forward with its latest revisions to living products. Let's dive into the key points that make these changes a real game-changer:

1. Early Coverage for Children's Trauma:

AIA is putting families first by lowering the minimum age for standalone children's trauma coverage to a mere three months. This significant reduction, down from the previous requirement of two years, ensures that your little ones are protected right from the start.

2. Extended Reinstatement Period:

In a move that shows AIA's commitment to their customers, they've extended the life buyback reinstatement period from 30 to 60 days. This gives policyholders more time and flexibility when it comes to reinstating their coverage, providing peace of mind when you need it most.

3. Enhanced HIV-Related Benefits:

AIA has revamped their approach to HIV-related benefits. They've bid farewell to the benefit that paid out on the diagnosis of medically or occupationally acquired HIV. In its place, they've introduced a new benefit that offers payouts upon the diagnosis of advanced AIDS, regardless of how the virus was transmitted.

4. Clearer Terminal Illness Definition:

Clarity is key, and AIA knows it. They've made it crystal clear that their terminal illness definition hinges on a life expectancy of less than 12 months, irrespective of all reasonable medical treatments. This ensures policyholders have a precise understanding of what to expect.

5. Generous Bereavement Support:

AIA has increased their bereavement support benefit from $15,000 to $25,000 in cases of joint policy ownership. What's more, this boost means that probate is no longer required, streamlining the process during a challenging time.

Chubb Life is committed to providing its customers with top-notch insurance coverage. To achieve this goal, they have introduced three exciting new ways to enhance their offerings: